Places to change money

Every time we go to a foreign country, one of the most important things we need to take into account is the local currency. In the European Union, many countries
share the Euro as common currency. However, this is not always the case. For example, Poland is one of the countries which did not adopt it as currency.

The local currency in Poland is zloty. The local currency in Poland is zloty. One euro equals approximately 4.20 zlotys.

However, we can not trust that this is always the case. Many people make the mistake of carrying euros with them and then try to change them in the airport of some agencies agencies without knowledge where you can do it.  At the airport for example, they charge you a very high rate, so have to pay a lot of attention:

Normally, you have to pay a fee to some of these agencies to change some ccurrencies. Others, they just simply distort the exchange rate on their own benefit. If you are unexperienced, it could have happened to you that you received an unexpected lower amount. Here you can find some advice, from the best options to the worst ones, to avoid losing money unnecessarily:

Be careful where you change the money

1. Change some money in your bank.

 Yes, exactly. In your bank, you can order some currency to have in cash. Banks respect the current exchange rate. You will only have to pay a small fee and it is safer.

2. Transfer money from your bank in your home country to your account in Poland.

If you want to transfer large amounts of money, it is advisable to follow this operation. The bank will respect the current exchange rate and you will only have to pay a fee.

3. Change your money at Kantor the city you are visiting 

These agencies provide you immediate currency when you go to them. If you are in a hurry, these are the best options to get some cash. You only need to be aware of the exchange rate at which they change the currency, since normally, it is a bit altered in their own benefit. For small amounts it is not a big deal, but for large
amounts, you can lose a lot of money.

For example, one of the best know agencies in Poland is Kantor. If you check their website, you can know the exchange rate at which they are changing the currency in that moment and they usually stick to the market value. That means, that the operation is not risky.

4. What to avoid: changing currency at the airport 

Try to avoid at all costs changing currency at the airport. Normally, it is the easiest place where you can get the local coin. However, these offices usually distort the exchange rate at their own benefit. For example, it is perfectly possible that if the exchange rate is 1 euro equals to 4,2 zloty in town, at the airport can be that 1 euro equals to 3,8 zloty. As people usually do not know how exchange rates work, these offices make great business by changing currency at the airport.

Only change at the airport when you are in a really high emergency.

5. Other options

Poland is a great place where you purchase goods and services, since you can pay in many places with credit card. Paying with credit card allows you to “buy” zloty at the current exchange rate, so the risk to waste your money will be reduced.


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